Club Accounts … Dinosaurs or Differentiators?

I like the hard-working marketers that I know in credit unions and elsewhere, but I can’t imagine marketers as a rule like me too much. Why? You’ve heard of that consumer sweet spot for marketers called the “early adopter”?  
That ain’t me. I’m nestled safely in the consumer niche known as ”Are you nuts?! I can’t believe you don’t [...]