Spend, Save or Pay Bills? Here Come the Government Checks!

Truliant Federal Credit Union conducts an informal survey each year to see how members plan to spend their tax refund checks. Of course, the economic stimulus payments are also part of the mix this year (the first checks are hitting accounts today), so Truliant added a question about how members plan to use this extra money. [...]

Why Was I Dreading This Letter?

As a long-time credit union member, I’ve come to expect that I’ll be treated differently than a bank customer (AKA profit center, but I digress). So why had I been dreading the letter I got yesterday, announcing the reset of my two year ARM?
It’s probably all the news stories I’ve seen – earnings are challenging for banks and credit [...]

Members Credit Union Wants to Know … What Are You Saving for?

 

PR Director Matt Davis of Members Credit Union.
With the US economy reeling from the mortgage crisis, and consumers awash in credit card debt, Members Credit Union recently introduced a most timely campaign. What Are You Saving for?, the credit union’s newest account and savings promotion, aims to help Member’s members take a sensible approach to [...]

OT: Getting Back in the Game

If you are a member of a fitness club or have been in the past, you’ve no doubt seen the personal trainers leading those pathetic souls around the gym, working them out to the point of collapse. Sweating profusely, these poor folks subject themselves to all manner of pain and sacrifice.
So why would anyone do this, let [...]

The Nature of Cooperation

There’s a really outstanding post today on Evolutionary Biologist Olivia Judson’s Wild Side blog on the New York Times web site. Titled A Mutual Affair, Judson’s post explains some of the cooperative relationships that exist among animal species, including the living arrangement of the shrimp and goby (a small fish).
Judson writes that, “The shrimp build and maintain a burrow, [...]

The Paulson Plan: What’s A Credit Union to Do?

Treasury Secretary Henry Paulson’s recently announced plan to overhaul the regulation of the US financial services industry has generated much concern in credit union circles, and rightly so. There was a terrific discussion about the plan’s implications on the OpenSource CU Blog last week. 
Late in the week, many folks were no doubt cheered by the remarks of [...]